Why don't I start my nonprofit now?

For a while, I got the question, "why don't you start your non-profit now?" and the biggest reason, is due to me being a full time student, and usually working one to two jobs at a time. Anytime I wasn't working or doing homework, I was trying to run my eBay store. However, homework usually took up most of my free time, either that, or just picking up extra shifts wherever I can.

Ultimately though, I would say the biggest reason is the amount of debt I have accrued. School is expensive, and over my college career, I have accumulated over $32,000 of debt. This is the main reason I have worked a lot through college, so that I wouldn't go further into debt. Even if it simply cost renting a building, it would be as though I had borrowed 32,000 dollars to try it out. It is my goal to start this business from a position of strength rather than weakness.